At AAA Tulsa – South Memorial, we specialize in helping you find the insurance that’s right for your business. We offer all types of Tulsa small business insurance, including:
As a small business owner, you have enough on your mind without having to worry about all the hassles of insurance. We’ll protect you from loss, whether it’s general liability or business interruption, or any other type of small business coverage.
Your premium will be calculated not only for your small business size but also for its potential risks. People in different lines of work have different risks; some businesses may never experience a loss while others experience losses often.
Keep reading to learn more about a small business insurance policy through AAA Tulsa – South Memorial!
When you’re starting as a small business owner, it’s essential to protect your assets and the assets of those who work with you, whether that’s through employees or independent contractors.
Your business insurance policy will help cover any lawsuits or other issues stemming from bodily injury, property damage, personal injury, or advertising injuries. It will also pay for the outcomes of employee dishonesty and any false claims made against your business.
A basic liability policy from AAA Tulsa – South Memorial can include:
Business Property Insurance
This portion of a general liability policy helps protect the physical structures that house your business as well as its contents. For example, if there is a fire in your building – either due to a work-related accident or natural disaster – this portion of the policy will cover the cost to repair or rebuild your business.
Business Interruption Insurance
Business interruption insurance is one of the most often overlooked and misunderstood types of coverage. It covers loss of revenue and extra expenses incurred by a covered occurrence that stops or limits business operations, such as serious damage from a fire, storm, vandalism, or theft.
Business Auto Insurance
If you use vehicles to conduct your business, such as an office supply delivery truck or a taxi cab on the job, you need auto insurance. Commercial auto coverage includes liability coverage for injuries and property damage caused by an accident involving one of your company’s automobiles.
General Liability Insurance
A basic business liability policy will cover expenses if your business is sued. This can become very expensive, so it’s important to have the proper amount of insurance in place for any legal action resulting from bodily injury or property damage.
Workers Compensation Insurance
These laws were created to help protect employees who get injured on the job due to an accident or illness. Employers are required by law to carry this type of coverage and it provides compensation (tax-free) for medical costs and a portion of lost wages while they’re unable to work.
These are just a few of the types of small business coverage we offer at AAA Tulsa – South Memorial!
At AAA Tulsa – South Memorial, we are passionate about creating a small business insurance policy that fits both your needs and your budget. Are you ready to get started? Contact us today to learn more about Tulsa Small Business Insurance!