If you’re a boat or a yacht owner, you’ll want to protect your asset with a comprehensive boat insurance policy. “Why is boat insurance important”?
There’s nothing better than being on the water for a day. That’s where unforgettable memories are made. But good memories are protected best with good insurance. Some of life’s adventures come with risk. While insurance can’t stop an accident from happening it can help you recover from most physical and financial loss. The right boat insurance can help you “Float Worry-free Year-Round.”
What Is Boat Insurance?
A boat insurance policy safeguards you, your liability and your watercraft. The policy is essential in terms of coverage that can protect your boat by compensating for damage done to its interior, exterior or equipment on or off the water. It also covers injury to other people and property caused by accidents.
Why Do You Need It?
The most common loss that boat insurance covers is damage to engines, lower units, props and sails. Personal watercraft insurance is also available for Jet Skis, Wave Runners, etc. Boat and Personal Watercraft insurance protects you from minor and major physical and financial loss.
Why Do Boat Owners Consider AAA Insurance Company?
Our AAA Insurance agents are trained to customize your Oklahoma boat insurance based on factors like age, boating experience, equipment on-board, horse power and storage location. We offer a comprehensive boat policy that won’t leave you stranded on the side of the road or on the lake. Our boat policies provide you with coverage options that go beyond typical limited coverage.
AAA coverage options include:
- Fuel-spill protection
- On-water towing
- Total-loss replacement
- And more.
So, if you’re looking for an Insurance agency, AAA Oklahoma Insurance has gained a significant reputation in the industry. Located in Tulsa Oklahoma, we’ve become a most widely-trusted company for Auto, Home, Business, and Boat insurance needs. We provide you with the first-class AAA Insurance and can shop over 20 different carriers, including Progressive, Safeco, Travelers for all your insurance needs.
Our Service Offerings:
We offer the Tulsa area and its residents auto insurance, home insurance, health insurance, life insurance, and commercial business insurance. Boat owners put their trust in us for a variety of reasons that you’ll find at Insuring Oklahoma.
Main Reasons Why You Should Choose our AAA Insurance Agents in Tulsa Oklahoma
Here are the top five reasons to buy boat insurance:
1. Boat Insurance Is Crucial At Every Stage
Boat insurance prepares you to confront an accident by providing you with a financial backup. By carrying this inexpensive insurance year-round your boat is covered on and off the water. If there’s a lien on your boat then your loan is covered by boat insurance as well. Your investment will need to be protected all year, not only during the boating season. Marinas may also need you to carry insurance in order to protect their dock and facility.
2. Risks are Surrounding You When You’re Out on the Water
Oklahoma boat insurance protects your floating property from hail, fire, theft, and vandalism too. Many unforeseen events happen in the winter months, especially when boats, boatyards and other storage facilities are left unattended.
3. Natural Disasters Add To Your Risk
Accidents on the water are rapidly growing. The U.S. Coast Guard recorded 4,145 accidents, involving 633 deaths, 2,511 injuries and approximately $46 million of property damage caused by recreational boating accidents in the last year. Apart from these predictable events, your boat is vulnerable to damage from Oklahoma natural disasters like fire, flooding and tornado outbreaks.
4. Homeowners’ insurance can provide limited boat coverage.
Home Insurance can provide coverage for boats under 25 hp, canoes and smaller trolling motor boats stored on your property. Boats over 25 hp require their own policy.
Boat insurance offered by AAA Insurance in Tulsa Oklahoma covers:
- Collision damage – Allows for a repair or replacement of your boat severely affected by a collision.
- Property damage liability – Pays for damage that occurred to someone else’s boat, dock, or other related property.
- Bodily injury liability – Pays for the consequences of an event where you have injured another person.
- Comprehensive – Covers damage other than a collision fire, vandalism, theft or storm damaged.